SOCIAL MONEY INC. TERMS & CONDITIONS

Please review these Terms & Conditions (the “Terms”) carefully before using www.splashcrypto.com (the “Site”). These Terms govern your access to and use of the Site, including any content, sites linked to it, functionality, and services offered on or through the Site and all information submitted through it.

These terms are a binding agreement between you and Social Money Inc. (“Social Money,” “We,” “Our,” or “Us” ). Your access to or use of the Site constitutes your agreement to these Terms and Our Privacy Policy. You understand that these Terms govern all aspects of your relationship with Social Money. If you do not agree to be bound by these terms, do not use the Site.

Changes to these Terms.

We may revise and update these Terms from time to time in Our sole discretion. Changes are effective immediately when We post them, with or without notice to you. Your access to or use of the Site following the posting of the changes means that you expressly accept and agree to the changes, and you will be legally bound by them.

Eligibility.

In order to access or use the Site, you must (i) be eighteen (18) years of age or older, and (ii) have the right and eligibility to bind yourself to these Terms. If you do not meet these requirements, you must not access or use the Site.

Access and Use.

To access the Site or any of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Site that all the information you provide on the Site including any content, functionality, and services offered on or through the Site is correct, current, and complete.

If you choose, or are provided with, a user name, password, or any other piece of information as part of Our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Site or portions of it using your user name, password, or other security information. You agree to notify Us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by Us, at any time in Our sole discretion for any reason or no reason, including if, in Our opinion, you have violated any provision of these Terms. You are responsible for both (i) making all arrangements necessary for you to have access to the Site and (ii) ensuring that all persons who access the Site through your internet connection are aware of these Terms and comply with them.

Intellectual Property Rights and Restrictions.

This Site and its entire contents, features, and functionality (including, but not limited to, all information, software, text, displays, images, illustrations, designs, icons, photographs, video, and audio, and the design, selection, and arrangement thereof) are owned by Social Money its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. We and Our licensors and any third parties who own any intellectual property rights retain all right to such content.

The Site is made available for your personal use, non-commercial use only. You must not use any portion of the Site for commercial purposes.

You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on Our Site, except as follows:

You must not:

You must not access or use any part of the Site or any services or materials available through the Site for any commercial purposes.

If you wish to make any use of material on the Site other than that is set out in this section, please reach out to Us at hi@splashcrypto.com.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Site in breach of the Terms, your right to use the Site will stop immediately and you must, at Our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Site or any content on the Site is transferred to you, and all rights not expressly granted are reserved by Social Money. Any use of the Site not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other laws.

Social Money’s name, terms, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Social Money or its affiliates or licensors. You must not use such marks without the prior written consent of Social Money.

Termination.

We may suspend or terminate your access to and use of the Site in Our sole discretion at any time without notice to you.

NO WARRANTY.

The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. The information is provided solely on an “AS IS” and “AS AVAILABLE” basis. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

We may update the content on this Site from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Site may be out of date at any given time, and We are under no obligation to update such material.

Links to Website.

The Site may contain links to other sites and resources provided by third parties, including links contained in advertisements and sponsored links. These links are provided for your convenience only. Please be aware that when you click on one of these links, you are leaving the Site and moving to another website. We have no control over the contents of those websites or resources, and We accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and you are subject to the terms and conditions of use for such websites. We do not endorse or adopt any statements made on any third-party links found on the Site.

Feedback and Waiver.

ANY COMMUNICATIONS, MATERIALS, OR INFORMATION SHARED OR PROVIDED BY YOU BY ANY MEANS IN ANY FORM OR MEDIUM (WHETHER ORAL, WRITTEN, ELECTRONIC, OR OTHER), INCLUDING BUT NOT LIMITED TO VIA VIDEO COMMUNICATIONS, SURVEYS, MEETINGS, IN-PERSON COMMUNICATIONS, QUESTIONNAIRES, INTERVIEWS, EMAIL, MAIL, TELEPHONE, OR OTHERWISE, INCLUDING WITHOUT LIMITATION, ANY SHARED CONTENT, ANY SUGGESTIONS AND/OR RECOMMENDATIONS WITH REGARD TO THE SPLASH PRODUCT FEATURES AND/OR FUNCTIONALITY RELATING THERETO, IMPROVEMENTS, INPUTS, PREFERENCES, AND/OR ANY COMMENTS, QUESTIONS, RECOMMENDATIONS, SUGGESTIONS, OR THE LIKE (“FEEDBACK”), IS ABLE TO BE USED FREELY BY SOCIAL MONEY FOR ANY PURPOSE WHATSOEVER. YOU HEREBY ASSIGN TO SOCIAL MONEY, OUR SERVICE PROVIDERS, OUR LICENSEES, SUCCESSORS, AND ASSIGNS, ALL RIGHT, TITLE, AND INTEREST IN SUCH FEEDBACK. WE ARE FREE TO USE THE FEEDBACK, WITHOUT ANY ATTRIBUTION OR COMPENSATION TO YOU OR ANY PARTY, AND ANY IDEAS, KNOW-HOW, CONCEPTS, TECHNIQUES, OR OTHER INTELLECTUAL PROPERTY RIGHTS CONTAINED IN THE FEEDBACK, FOR ANY PURPOSE WHATSOEVER, ALTHOUGH WE ARE NOT REQUIRED TO USE ANY FEEDBACK. YOU EXPRESSLY WAIVE ALL RIGHTS IN AND TO ANY FEEDBACK AND SHARED CONTENT.

For the purposes of these Terms, “Shared Content” means any and all content, data, and information that is submitted, shared with Us (whether verbal, in writing, or shared through emails, texts, instant messages, or in any other electronic format or in any other tangible form), or shared, sent, uploaded, posted, published, displayed, or transmitted to Us directly or via a third-party in part or in its entirety.

Code of Conduct

You are solely responsible for ensuring that you are using this Site and any services provided on it in accordance with all applicable federal, state, local, or international law or regulation laws, rules, and regulations.

The following provides a non-exhaustive list of prohibited conduct and content and illegal use of the Site. Without limitation of the foregoing, you agree not to use of the Site to:

Shared Content.

All Shared Content must comply with these Terms. You represent and warrant that all Shared Content complies with these Terms and that you own or control all rights in and to the Shared Content and have the right to grant the license granted above to Us and Our affiliates, services providers, Our licensees, successors, and assigns.

You represent and warrant that all Shared Content:

Third-Party Services.

As a part of the Site, We may allow you to access, use, and interact with third-party products and services. Third-party products and services are governed by respective third-party terms and conditions and privacy policies.

Fees.

We reserve the right to charge fees to access and use services provided on the Site or We may also allow participation free of cost. Social Money reserves the right, in its sole discretion, to revise fee amounts under these Terms and thereafter. You are responsible for all carrier data plans, internet fees, and all other fees and taxes associated with your participation, access, and use of any services provided by Social Money.

Trading Risks.

THE SITE MAY OFFER YOU THE ABILITY TO TRADE DIGITAL ASSETS. TRADING DIGITAL ASSETS IS SPECULATIVE AND CARRIES SUBSTANTIAL RISK OF LOSS. SOCIAL MONEY IS NOT A REGISTERED BROKER-DEALER OR MEMBER OF FINRA OR SPIC. ANY INFORMATION (INCLUDING PRICES, PROJECT INFORMATION, HISTORICAL INFORMATION, CHARTS, OR OTHER INFORMATION REGARDING ANY DIGITAL CURRENCY) REGARDING DIGITAL CURRENCIES IS PROVIDED FOR INFORMATION PURPOSES ONLY AND IS NOT INVESTMENT ADVICE OR RECOMMENDATION AND SHOULD NOT BE VIEWED AS SUCH. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS OF DIGITAL ASSETS. ALL CRYPTOCURRENCY TRADING IS SELF-DIRECTED. WE DO NOT MAKE ANY DECISIONS REGARDING THE PURCHASE OF ANY DIGITAL ASSET AND DO NOT ENDORCE ANY CRYPTOCURRENCY THAT IS DISPLAYED OR OTHERWISE AVAILABLE ON OR MADE AVAILABLE THROUGH THE SITE. YOU ARE SOLELY RESPONSIBLE FOR ANY AND ALL TRADES AND ANY APPLICABLE GAS FEES.

Self-Directed.

SOCIAL MONEY DOES NOT PROVIDE ANY INVESTMENT OR FINANCIAL ADVICE, RECOMMEND ANY DIGITAL ASSET(S), OR PRODUCE OR PROVIDE RESEARCH. ALL INFORMATION AVAILABLE THROUGH US IS INTENDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND IT DOES NOT CONSTITUTE A RECOMMENDATION TO PURCHASE ANY DIGITAL ASSET OF ANY KIND. DIGITAL ASSETS THAT ARE OFFERED, PURCHASED, OR SOLD ON OR THROUGH THE SITE ARE DONE SO AT YOUR SOLE RISK. SOCIAL MONEY IS NOT RESPONSIBLE FOR ANY TRADES MADE THROUGH THE SITE.

Disclaimer of Warranties and Release.

You understand that We cannot and do not guarantee or warrant that files available for downloading from the internet or the site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to Our site for any reconstruction of any lost data.

To the fullest extent provided by law, We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Site or any services or items obtained through the site or to your downloading of any material posted on it, or on any website linked to it.

YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE INCLUDING, BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ALL WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

NEITHER SOCIAL MONEY NOR ANY PERSON ASSOCIATED WITH US MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. WITHOUT LIMITING THE FOREGOING, NEITHER SOCIAL MONEY NOR ANYONE ASSOCIATED WITH SOCIAL MONEY REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL BE SAFE, ACCURATE, FUNCTION WITHOUT RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT ANY SITE OR SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. ALL THIRD-PARTY MATERIALS ARE PROVIDED “AS IS” AND ANY REPRESENTATION OR WARRANTY OF OR CONCERNING ANY THIRD-PARTY MATERIALS IS STRICTLY BETWEEN YOU AND THE THIRD-PARTY OWNER OR DISTRIBUTOR OF THE THIRD-PARTY MATERIALS.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL SOCIAL MONEY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT IN THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF SOCIAL MONEY AND ITS SUBSIDIARIES AND AFFILIATES, AND THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED ONE HUNDRED U.S. DOLLARS ($100.00). THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification.

You agree to defend, indemnify, and hold harmless Social Money, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your Shared Content, any use of the Site’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.

Dispute Resolution; Arbitration.

PLEASE READ THIS SECTION CAREFULLY, AS IT SIGNIFICANTLY AFFECTS YOUR LEGAL RIGHTS. THIS SECTION REQUIRES YOU TO ARBITRATE DISPUTES WITH SOCIAL MONEY, AND IT LIMITS HOW YOU CAN SEEK RELIEF. PLEASE BE AWARE THAT ARBITRATION PREVENTS YOU FROM SUING THE COMPANY IN COURT OR FROM SEEKING A JURY TRIAL.

All disputes, controversies, or claims arising out of or relating to these Terms or your use of the Site shall be submitted to and decided by binding arbitration; provided, however, that nothing in this section shall be construed as precluding the bringing of an action for injunctive, specific performance, or other equitable relief for alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets or patents.

You and Social Money agree to notify each other in writing within thirty (30) days of any dispute, claim, or controversy. Notice to Us is only valid if sent to Us at hi@splashcrypto.com and notice to you is only valid if sent to the registered email address on your account. You and Social Money shall attempt to settle any dispute, claim, or controversy through consultation and negotiation. If any dispute, claim, or controversy is unable to be resolved through consultation and negotiation, it shall be submitted to and decided by binding arbitration. The arbitration shall be conducted in English and administered by JAMS under its Comprehensive Arbitration Rules & Procedures (the “JAMS Rules”) and held in Delaware before a single arbitrator and in accordance with the JAMS Rules. Any arbitration will be administered by a retired federal judge to be mutually selected by the Parties. The arbitration shall be held strictly confidential, including but not limited to the arbitrator, the arbitral award, and any submissions to JAMS.

Governing Law and Jurisdiction.

All matters arising out of or relating to these Terms or your use of the Site, and any dispute, claim, or controversy arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the State of Delaware in the United States without giving effect to any choice or conflict of law provision or rule.

Waiver.

No waiver by Us of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Social Money to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

Severability.

If any provision of these Terms is found to be invalid, illegal, or unenforceable, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Relationship of the Parties.

Nothing in these Terms shall be construed to create any association, partnership, joint venture, employment, agency relationship, or any other fiduciary relationship between you and Social Money for any purpose.

Geographic Restrictions.

Social Money Inc. is a Delaware corporation. We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Accessing the Site may not be legal in certain countries. If you access the Site outside of the United States, you do so on your own initiative and are responsible for compliance with local laws.

Headings.

The headings in these Terms are for reference only and do not affect the interpretation or scope of any term.

Entire Agreement.

The Terms and Our Privacy Policy constitute the sole and entire agreement between you and Social Money with respect to the subject matter of these Terms and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter.